Several 2026 programs can offset the cost of a Calgary renovation — including federal energy-efficiency incentives, provincial and utility rebates, and Calgary's Secondary Suite Incentive Program (up to $10,000). Here's what's available and how to qualify.

Money Back for Renovating Smart

Several federal, provincial, and utility programs offer rebates and tax credits for Calgary homeowners who upgrade their homes in specific ways. Here’s what’s available in 2026.

Canada Greener Homes Grant

Up to $5,600 in grants for eligible upgrades
Requires a pre and post EnerGuide home energy audit
Eligible upgrades: insulation, windows/doors, heat pumps, water heaters, solar panels, airtightness
Apply at: canada.ca/greener-homes

Canada Greener Homes Loan

Up to $40,000 interest-free financing
10-year repayment period
Same eligible upgrades as the grant
Can be combined with the grant

Enbridge Gas Rebates (Alberta)

High-efficiency furnace (96%+ AFUE): rebate up to $1,000
Smart thermostat: $75
Home energy assessment: $300 rebate
Check: enbridgegas.com/rebates for current programs

Enmax / ATCO Energy Efficiency Programs

Smart thermostat rebates
Energy efficient water heater rebates
Programs change annually — verify at your provider’s website

Secondary Suite Incentives

The City of Calgary’s Secondary Suite Incentive Program has offered grants in past years (verify current status at calgary.ca)
CMHC MLI Select mortgage program offers favourable terms for properties with secondary suites

Accessibility Tax Credit

Federal Home Accessibility Tax Credit (HATC): up to 15% of $20,000 = $3,000 non-refundable credit
Eligible: grab bars, ramps, accessible bathrooms, stair lifts, widened doorways
Applies to qualifying individuals 65+ or those eligible for disability tax credit

Multi-Generational Home Renovation Tax Credit (MHRTC)

Federal: 15% credit on up to $50,000 in eligible renovation costs
Allows adding a secondary dwelling unit for a senior or disabled family member
Maximum credit: $7,500

How to Maximize Your Rebates

Book an EnerGuide audit before starting (required for Greener Homes)
Plan your renovation to maximize eligible upgrades in a single project
Use licensed contractors and keep all receipts and invoices
Apply for programs before the renovation starts where possible (some require pre-approval)
Work with a renovation company familiar with the rebate documentation requirements

Note on Program Changes

Government rebate programs change frequently. The programs listed above were active as of early 2026. Always verify current program status and eligibility directly with the program administrator before planning your renovation around a specific rebate.

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Frequently asked questions

What renovation rebates are available in Calgary in 2026?

A mix of federal energy-efficiency incentives, provincial and utility rebates, and Calgary's Secondary Suite Incentive Program, which can offset up to $10,000 of a legal suite.

Is there a tax credit for home renovations in Canada?

Yes — programs such as the Multigenerational Home Renovation Tax Credit apply to qualifying projects; eligibility and amounts change year to year, so confirm current rules before you plan.

How much can the Secondary Suite Incentive Program save me?

Up to $10,000 toward developing a legal secondary suite in Calgary.

Do energy-efficient upgrades qualify for rebates?

Often yes — insulation, windows, heating and other efficiency upgrades can qualify for utility and government incentives.

Calgary Home Renovation Tax Credits & Rebates for 2026